Professional Certificate in Digital Payments and Banking Technology

Full Certificate: 1,20,000


GIFT IFI Campus/Online

24 Weeks


GIFT IFI Professional Certificate in Digital Payments and Banking Technology

As digital payments and banking platforms become central to financial systems, there is rising demand for professionals who understand the underlying infrastructure.

This certificate programme offers focused, application-ready training across core FinTech domains and follows a stackable credit model, allowing learners to build credentials progressively in line with industry needs.

Overview

The Professional Certificate Programme in Digital Payments and Banking Technology is designed to build a practical understanding of how modern digital banking and payment systems operate. The programme focuses on payment infrastructure, core banking platforms, Banking-as-a-Service models and cybersecurity frameworks that underpin today’s FinTech ecosystem.

Each programme can be taken as a standalone certification or accumulated toward a Post Graduate Diploma in FinTech through the stackable credit structure of GIFT International FinTech Institute.

Ideal for

  • Recent graduates entering the FinTech sector
  • Professionals in finance or tech roles seeking domain-specific upskilling
  • Startup founders or employees working in the FinTech ecosystem
  • Students currently enroled in undergraduate or postgraduate degree programmes.

Career Pathways

The programme prepares participants for roles across:

  • Digital Banking

  • Digital Payments

  • Payment Gateway

  • Payments Operations

  • Banking Operations

  • Merchant Operations

  • Fraud & Risk

  • Digital KYC & Compliance

  • Reconciliation & Settlement

  • Transaction Monitoring

Mode of Delivery

The programme is delivered in hybrid mode.

  • Live interactive online sessions
  • Option to attend classes in person at the GIFT IFI campus
  • Participants can join from anywhere in the world

Eligibility

Minimum qualification: Undergraduate degree.
Note: Students who are in the final year of an undergraduate programme are eligible to apply.
For more details - please contact us +91 8511018177

Programme (Reimbursement)

Participants with Gujarat domicile are eligible for a 50 per cent reimbursement or INR 50,000, whichever is lower, under the DST registered course framework.

Placement Assistance

GIFT IFI will organise career fairs and enable exposure to opportunities that facilitate internships and placements.

Faculty

The programme is delivered by a diverse group of academic faculty and industry practitioners,
combining conceptual rigour with real-world experience.

Academic Faculty

Amit Prashant

Dean External Relations

IIT Gandhinagar

PhD, University of Tennessee at Knoxville

Amit Singh

Assistant Professor

Ahmedabad University

PhD, IIT Kharagpur

Gaurav Gupta

Founder

Blockverse

MBA, MDI Gurgaon

Jayatu Sen

Professor

Great Lakes Institute of Management

PhD, IGIDR

Juhilata S. Puntambekar

Founder

Glomopay

LLM, Georgetown Law

K. Chelva kumar

K. Chelva kumar

Visiting Professor IITGN, Executive Vice President (GIFT IFI)

IIT Gandhinagar

PhD, California Institute of Technology

Kinshuk Saurabh

Associate Professor

Ahmedabad University

PhD, IIM Ahmedabad

Mithun Radhakrishna

Associate Professor

IIT Gandhingar

PhD, Columbia University

Niraj Athavle

Professor of Practice

Ahmedabad University

Paddy Raghavan

Founder

Multipl

MTech, IIIT Bangalore

Parag Patel

Dean of the Undergraduate College

Ahmedabad University

PhD, Gujarat University

Sameer Kulkarni

Sameer Kulkarni

Assistant Professor

IIT Gandhinagar

PhD, University of Göttingen

Sandeep Dixit

Sandeep Dixit

Director Project & Executive Board member

GIFT IFI

BTech, IIT BHU

Sankarshan Basu

Professor

IIM Bangalore

PhD, London School of Economics and Political Science

Srinivas V. Maddala

Client Engagement Director

TCS

MSc, G. B. Pant University of Agriculture and Technology

Vinodh Madhavan

Professor

Ahmedabad University

PhD, Golden Gate University

FAQs

This programme is suitable for recent graduates, working professionals, startup founders and final-year undergraduate students who want to build a practical understanding of digital payments, banking infrastructure and FinTech systems. Applicants from all academic backgrounds are welcome.

No prior background in finance or technology is required. The programme begins with foundational concepts and progressively moves to applied aspects of digital payments, banking platforms and FinTech infrastructure.

The programme is delivered in a hybrid mode. Participants attend live online classes and have the option to attend sessions in person at the GIFT IFI campus in GIFT City. Recorded lectures are available for revision.

Yes. Each course can be taken independently as a standalone certification. Courses may also be stacked towards a Post Graduate Diploma in FinTech through GIFT IFI’s stackable credit structure.

Participants who successfully complete all four courses (12 credits) will receive a GIFT IFI Certificate in Digital Payments and Banking Technology

Participants with Gujarat domicile are eligible for a fee reimbursement under the DST registered course framework, subject to applicable conditions.

The Stackable credit model at GIFT IFI provides stacking up of Certificates leading to postgraduate Diplomas and Degrees. This provides immense flexibility to students, working professionals and others to customise their own education according to the needs and time available.

GIFT IFI announces two certificate programmes: 31 January 2026 (Certificate 1) and August 2026 (Certificate 2).

Get in Touch for Queries

Step Into the Future of Digital Banking

Get certified in digital payments and banking technology. Programme begins soon.